Asset-Based Finance is emerging as private credit’s next growth engine, offering investors diversification, downside protection, and a complexity premium across consumer, commercial, and real asset categories.
Private credit benefits from a tax rule change boosting deductibility, while banks reclaim market share with tightening spreads. Fintech shifts focus to profitable, scalable businesses.
The Equal Opportunity for All Investors Act aims to redefine "accredited investor" by introducing a financial knowledge exam, enhancing access to private markets for financially literate individuals.
Innovation is decentralizing, enabling startups to thrive outside traditional hubs like Silicon Valley. Emerging regions attract talent and investment through supportive policies, fostering diverse and profitable ecosystems.